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Residential

Free Heat Pumps for Income-Eligible Ontario Homes: Energy Affordability Program

Save on Energy's Energy Affordability Program installs a free cold-climate heat pump for income-eligible Ontario households heating with electricity or oil.
Incentive
Free cold-climate air-source heat pump (and oil tank removal) for income-eligible households
Status
Open
Who it's for
Residential
Last verified
October 10, 2026
At a glance · Homeowners & renters

Save on Energy's Energy Affordability Program (EAP) installs a free cold-climate air-source heat pump for income-eligible households in electrically heated homes, and — with federal funding — for oil-heated homes, including oil tank removal.

EAP has offered free cold-climate heat pumps to income-eligible residents of electrically heated homes since December 2023, open to homeowners and renters who pay their own electricity bill, including in grid-connected First Nations[1]. In 2025 Canada and Ontario extended it to oil-heated homes through the Oil to Heat Pump Affordability program, an agreement worth up to $59.4 million[2].

Who qualifies

PathRequirement
Electric heatIncome-eligible; pay your own electricity bill (owner or renter)
Oil heatIncome-eligible; used at least 500 litres of oil in the past year
Income testBelow EAP thresholds, or receiving ODSP, GIS or OESP

Delivery agents list the income and oil-use tests and confirm there is no cost to eligible households for the upgrades[3].

How it works

Check eligibility at Save on Energy's EAP page, complete screening, get a free home energy assessment, and have the heat pump installed at no cost. The federal program's own direct intake closed July 31, 2026; Ontario's co-delivered path through EAP continues for eligible households.

Not income-eligible? See the Ontario heat pump rebate (up to $12,000).

Is the heat pump really free?
Yes for eligible households: equipment, installation and, for oil homes, tank removal are covered.
Can renters apply?
Yes, if you pay your own electricity bill and meet the income test.
ReviewedOctober 11, 2026
Next reviewJanuary 11, 2027
AudienceHomeowners & renters

Confirm eligibility with Save on Energy. General information, not financial advice.

GriffEnergy Research Team
·
3
min read

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