Better Homes Ottawa is the City of Ottawa's low-interest home energy loan: up to the lesser of $125,000 or 10% of your home's value, over 20 years, repaid through your property-tax bill. It covers solar, batteries and other upgrades, and stacks with the provincial rebate.
The program is the City's equivalent of Toronto's HELP. It is administered with EnviroCentre and was capitalised with Federation of Canadian Municipalities Green Municipal Fund money and private capital[2].
| Feature | Detail |
|---|---|
| Amount | Lesser of $125,000 or 10% of current home value |
| Term | Up to 20 years |
| Repayment | Local improvement charge on your property-tax bill |
| Covers | Solar PV, batteries, heat pumps, insulation, windows, EV chargers |
Confirm the current interest rate, minimum loan size and remaining capacity on the program site before budgeting[1].
Lower the cost with the Home Renovation Savings rebate (or keep net metering), then spread the rest over 20 years.
Confirm current terms with the City of Ottawa. General information, not financial advice.
